Staying ignorant keeps you down. People don't become good cooks without talking about cooking. People don't become good mechanics without talking about mechanic-things. The same is true for all these topics of craft and knowledge:
There is no productive skill out there in the world that people pick up spontaneously. Everything is learned from someone else, and then applied to get ahead in life.
But the culture now teaches that talking about money is not "classy", and it is "low brow" and "not done in polite society". This is shaming language designed to keep people from talking about money, and thus stay ignorant.
Learn about money. Watch some videos by:
and learn about money. And then start making changes in your life that get you ahead. You don't have to talk about it with your friends; most people are way too stuck in societal programming to change anything. And that's fine, because they aren't your responsibility. You are. Reddit and YouTube comment threads are a great way to ask questions, and discuss your situation without having your immediate social circle know details you'd rather not share with them.